Last monthly update of the year; I’ll next update in early January with my final overview.
January Goals Post
February Goals Post
March Goals Post
April Goals Post (didn’t happen)
May Goals Post
June Goals Post
July Goals Post
August Goals Post
September Goals Post
October Goals Post
Horse Goals
1. Take 6 lessons through the year. – 6/6 done, and check!
2. Ride 3 new-to-me horses. – check!
3. Research 3 different retirement situations. – check!
4. Write retirement budget for Tristan. – check!
5. Reach goals for horse-specific income stream. (Primarily through Etsy shop.) – November was my best month ever; Black Friday was absolutely nuts. It gave me a good taste of what a month that entirely supports my horse habit would look like.
Stretch: 6. Read and review 12 books about riding on the blog. – 12/12 and done thanks to the Black Stallion books!
Financial Goals
1. Fully fund Tristan’s savings account (to $1,500) –
2. 50% fund my overall emergency fund savings account (to $7,500) – Thanks to a variety of things including obsessive economizing, this is back on track!
3. Track every purchase made in 2018. – Most of November went well. The wheels came off around Thanksgiving.
4. Create 30 day wait list for any purchase over $25 (excluding groceries & emergencies). – November’s went really well, on to December.
5. Pay off 50% of energy improvement debt. – projected to hit 57% at the end of the year and I’m ok with this; it’s an extremely low-interest loan with a small monthly payment
6. Stretch: 75% fund my overall emergency fund savings account (to $11,250) – nope.
House Goals
1. Finish dining room (finish wallpaper, skimcoat lower half, plaster upper half, paint). –check!
2. Finish garage in basement (finish strapping, put up drywall, plaster drywall, paint floor, clean out). – sigh.
3. Finish living room (strip wallpaper, plaster, repaint). – yeah all my plans to finish this fell apart in the face of spending the last 10 days of November hacking up my lungs
4. Develop plan & budget for preserving mud room mural.
5. Build second raised bed, start seedlings indoors, can/process results of garden. – check!
6. Stretch: Finish breakfast nook room (strip wallpaper, plaster, figure out heating, repaint)
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