Last monthly update of the year; I’ll next update in early January with my final overview.
1. Take 6 lessons through the year. – 6/6 done, and check!
2. Ride 3 new-to-me horses. – check!
3. Research 3 different retirement situations. – check!
4. Write retirement budget for Tristan. – check!
5. Reach goals for horse-specific income stream. (Primarily through Etsy shop.) – November was my best month ever; Black Friday was absolutely nuts. It gave me a good taste of what a month that entirely supports my horse habit would look like.
Stretch: 6. Read and review 12 books about riding on the blog. – 12/12 and done thanks to the Black Stallion books!
1. Fully fund Tristan’s savings account (to $1,500) –
2. 50% fund my overall emergency fund savings account (to $7,500) – Thanks to a variety of things including obsessive economizing, this is back on track!
3. Track every purchase made in 2018. – Most of November went well. The wheels came off around Thanksgiving.
4. Create 30 day wait list for any purchase over $25 (excluding groceries & emergencies). – November’s went really well, on to December.
5. Pay off 50% of energy improvement debt. – projected to hit 57% at the end of the year and I’m ok with this; it’s an extremely low-interest loan with a small monthly payment
6. Stretch: 75% fund my overall emergency fund savings account (to $11,250) – nope.
Finish dining room (finish wallpaper, skimcoat lower half, plaster upper half, paint). –check!
2. Finish garage in basement (
finish strapping, put up drywall, plaster drywall, paint floor, clean out). – sigh.
3. Finish living room (
strip wallpaper, plaster, repaint). – yeah all my plans to finish this fell apart in the face of spending the last 10 days of November hacking up my lungs
4. Develop plan & budget for preserving mud room mural.
Build second raised bed, start seedlings indoors, can/process results of garden. – check!
6. Stretch: Finish breakfast nook room (strip wallpaper, plaster, figure out heating, repaint)