Horse people know that money is always in short supply, right?
I’m curious as to what people have done to earn some extra money for showing, vet bills, or just to shore their bank accounts up on a tough month. As we start to get ready to buy a house, money is even more on my mind. My savings are still not rebounding as quickly as I’d like, so I need to start tightening spending and focusing on ways to save and to add more value overall to my budget.
I’ve been thinking about the ways that I’ve done that in the past so I thought I’d toss a few of them out there and get your feedback. (I’ll intersperse with horse photos so that you’re not bored silly!)
In grad school, I picked up a few odd jobs for professors: I spent a few weeks proofing and copyediting in French, checking all the footnotes and bibliographic entries for a new book. I also worked briefly for an educational startup, and earned about $3k writing history essays that funded my summer schooling and showing.
Part of the key to using extra cash for horse expenses is keeping other expenses down, so I’ve done a few things over the years to earn Amazon.com gift cards. I convert those into other things, primarily gifts (around Christmas) and household necessities.
I used Swagbucks.com for a while, but honestly? Not something I’d necessarily recommend. I used it when I had a desk job with lots of down time built in, so I could spend an hour or two a day doing the searches and hunting down high value tasks. The way it works is that you use their search engine, or perform certain tasks (surveys, sign up for 30 day offers, etc.) and you earn Swagbucks. Earn enough Swagbucks and you can trade them in for all sorts of things. I always swapped them for Amazon.com gift cards in $5 denominations. Over the course of 18 months, I earned ~$200 in gift cards. I used that to purchase a ton of supplies when I first moved in with my fiance. It was a LOT of work, though, and sometimes I screwed up with the special offers and had to pay for some services.
One of the most lucrative things I’ve done has been consumer testing. I did it a fair bit as a teenager, and have picked it up again lately. Lots of consumer research companies are always looking for people to test, and you can earn good money for offering your opinion on various products. Sometimes you have to fit a specific profile, and sometimes they’ll just take anyone to taste test, watch commercials, or brainstorm. I’ve tested packaging, hot chocolate, candy bar arrangements, kitchen layouts, you name it. Recently, I’ve established a relationship with a local company that offers occasional opportunities, and it’s been really helpful. If you live close to a major city, you probably have this option, and for an hour or two of time you can make $50+. I made $150 once for a 2 hour interview/testing when I was a teenager and all I had to do was talk about what might be exciting names and descriptions for potato chips.
Lately, I’ve gotten into Amazon’s Mechanical Turk. You get paid small amounts for performing small tasks: typing in things from scanned receipts, identifying photographs, taking some short surveys. It’s total no-brain work and honestly the return isn’t great: you’d make far more getting a second job if that’s what you have time for. But I don’t have the time. So Mechanical Turk is something I can do on a laptop while we’re watching TV at night. Half an hour or so of doing it in the background earns me a few dollars. If I plug away while we’re watching and engage just a tiny portion of my brain, I earn a decent amount. The money goes right into Amazon.com, and if I keep at it – half an hour here, half an hour there – it really adds up. I can order staples like toilet paper, paper towels, etc., and save my cash for other, horse-related expenses.
So, that’s a quick summary of non-traditional ways I’ve used to add a little more cash into my horse budget! I’ve never had the time for a part-time job, since I’ve either been in grad school or had a full-time job that was waaaaaay more than full time. So I don’t have hours and hours to devote to something – and if I do, the best return on an investment is almost always going to be to work at the barn in return for lessons.
What have you done to earn some extra money for horse activities?
10 thoughts on “What do you do for extra cash?”
Barnsitting has been the most lucrative thing for me, for sure. And easy. I also work in a tack shop now and then if they need someone to fill in the mobile or something. Plus body clipping.
Huh. Interesting ideas! I tend to sell things I have hanging around for extra money for big expenses. Otherwise, I'll maybe try to do some favors for my BO to get reduced board for the month or cash in for gift cards. Really, I budget pretty ridiculously, so actually needing to generate extra cash isn't usually the problem.
You completely read my mind, Amanda! I was just about to post about this!
I also do a consumer testing-esque task: I'm part of a research panel that looks into different attributes of body washes. I get around $200 every couple of months from that, in a a gift card that usually goes towards groceries, but all I have to do is shower and answer surveys, so that's easy.
I also house-sit and barn-sit for various people, usually my trainer or our barn when our BM goes away to horse shows with her daughter. I get something like $50 in lesson credit for every day, so when I housesat for my trainer for close to two weeks last year I didn't pay for lessons for nearly three months!
I also trade photography and other services for lesson credit or cash — though I'm just starting to really get that one going. I've made a few saddle covers or quarter sheets that don't take too much of my time (especially because I do it while watching TV) and get me a little money.
I'm also starting to get into some of the physiological research trials on campus. They do things like diet testing etc, but basically anything where they have to draw blood is going to earn you around $150. So that will be awesome, especially since I don't mind having my blood drawn. Some of the highest paying studies I refuse to do though — things like drinking three sodas a day for a month or eating tons of sugary foods — because gross. And then I wouldn't fit into my breeches.
I run horse shows, and have a few boarders. I bargain shop, and rarely go out which helps!
Right now I do a bit of freelance photography, and have dabbled in freelance logo and web design, but have found with the latter two that I end up not having enough time to use the money on the horse! So as many photography projects that come my way, I'll do 🙂
Mainly freelance design and copyediting. Also tutoring High School English. It's really a time/money equation because I won't work for less than $35/hr.
Never thought about consumer testing! For me the answer has always been freelance web design. I don't seek out projects, but when they come up and I need the extra cash I don't say no.
interesting! i've never really tried any of these, actually, and just get my extra bucks from barn chores on the weekend (usually workers get a deduction on their board… but i don't pay board, just a lease fee to the horse's owner, so it becomes cold hard cash) and very very occasionally i've hauled horses for people
As odd as it sounds, for a bit I did some freelance work in advertising types of stuff. It'd help build online magazine's classifieds, add information etc. for people who didn't want to spend the time.
I did tech relief work when we were saving up for the big move north from FL. In 12 hrs at the relief job I was making more than I did in my 36 hrs at my regular hospital! I've also worked off board in exchange for chores, and I will do pet portraits on the side. http://Www.nicoledrawsanimals.com.
At my current job we have this awesome side compensation system: every time someone helps another person, the helpee gives the helper a Darn Good Dollar. It is a fake dollar that you dedicate to that person in exchange for helping you out. Accumulate 10 Darn Good Dollars and you hand them in to the Darn Good Dollar Manager (at the moment our Pharmacy tech) in exchange for a $10 gift card to Target, Wegman's (local grocery), Panera or Chipotle. Once you've submitted 100 Darn Good Dollars, you get a $250 bonus on your next paycheck. Needless to say, we all help one another out at work! 😀